51 official-route checklists · plan year 2026
Shop for health insurance by state
Choose a state to reach the correct official Marketplace, gather the plan documents that control coverage, and compare total cost, provider networks, and prescriptions before enrolling.
What each state checklist does
- 01
Open the official route
HealthCare.gov routes you to the correct federal or state Marketplace.
- 02
Collect controlling documents
Use the benefit summary, provider directory, and drug formulary.
- 03
Compare the bad year
Keep premium, deductible, cost sharing, and out-of-pocket limit together.
- AlabamaFederally facilitated Marketplace
- AlaskaFederally facilitated Marketplace
- ArizonaFederally facilitated Marketplace
- ArkansasState-based Marketplace on the federal platform
- CaliforniaState-based Marketplace
- ColoradoState-based Marketplace
- ConnecticutState-based Marketplace
- DelawareFederally facilitated Marketplace
- District of ColumbiaState-based Marketplace
- FloridaFederally facilitated Marketplace
- GeorgiaState-based Marketplace
- HawaiiFederally facilitated Marketplace
- IdahoState-based Marketplace
- IllinoisState-based Marketplace
- IndianaFederally facilitated Marketplace
- IowaFederally facilitated Marketplace
- KansasFederally facilitated Marketplace
- KentuckyState-based Marketplace
- LouisianaFederally facilitated Marketplace
- MaineState-based Marketplace
- MarylandState-based Marketplace
- MassachusettsState-based Marketplace
- MichiganFederally facilitated Marketplace
- MinnesotaState-based Marketplace
- MississippiFederally facilitated Marketplace
- MissouriFederally facilitated Marketplace
- MontanaFederally facilitated Marketplace
- NebraskaFederally facilitated Marketplace
- NevadaState-based Marketplace
- New HampshireFederally facilitated Marketplace
- New JerseyState-based Marketplace
- New MexicoState-based Marketplace
- New YorkState-based Marketplace
- North CarolinaFederally facilitated Marketplace
- North DakotaFederally facilitated Marketplace
- OhioFederally facilitated Marketplace
- OklahomaState-based Marketplace on the federal platform
- OregonState-based Marketplace on the federal platform
- PennsylvaniaState-based Marketplace
- Rhode IslandState-based Marketplace
- South CarolinaFederally facilitated Marketplace
- South DakotaFederally facilitated Marketplace
- TennesseeFederally facilitated Marketplace
- TexasFederally facilitated Marketplace
- UtahFederally facilitated Marketplace
- VermontState-based Marketplace
- VirginiaState-based Marketplace
- WashingtonState-based Marketplace
- West VirginiaFederally facilitated Marketplace
- WisconsinFederally facilitated Marketplace
- WyomingFederally facilitated Marketplace
Marketplace operating models: CMS, States by Marketplace Type for Plan Year 2026 · Source modified 2026-05-04 · Retrieved and editorially reviewed August 11, 2026. The official application—not a statewide average—shows the benchmark plan applicable to a person's rating area and coverage family and determines eligibility for financial help.